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Academic publications

Cultural Elements and Women Subservient Roles among Cocoa Farm Families in Southwest Nigeria: Implications for HIV Prevention Strategies., , and A. Lawal O. , IOSR Journal of Agriculture and Veterinary Science, 05/2014, Volume 7, Issue 5, Nigeria, (2014) , (Academic Publication)
The Role of Cooperative Organizations in Rural Community Development in Nigeria: Prospects and Challenges, Hussain, Muhammad Shehu , Academic Research International , 05/2014, Volume 5, Issue 3, Usmanu Danfodiyo University, Sokoto, NIGERIA., (2014) , (Academic Publication)
A Comparative Study of Effects of Drying Methods on Quality of Cocoa Beans, Lasisi, D. , International Journal of Engineering Research & Technology (IJERT), 01/2014, Volume 3, Issue 1, Nigeria, p.996, (2014) , (Academic Publication)

Farmer Bankability and Sustainable Finance Farm-Level Metrics that Matter's picture
TitleFarmer Bankability and Sustainable Finance Farm-Level Metrics that Matter
Publication TypeReport
Year of Publication2013
AuthorsRainforest Alliance
Date Published09/2013
Keywordscertification, credit, farm level, farmer bankability, finance, smallholders

In September 2012, the Citi Foundation and the Rainforest Alliance undertook Farmer Bankability and Sustainable Finance: Farm-level Metrics that Matter, a study designed to better understand farmer capacity and performance with regard to financial administration, as well as any bankability benefits associated with Rainforest Alliance certification. This study focused on farmers and their individual bankability. Below are the key findings of the study:
1. There is a common minimum set of metrics that producers must be able to record and report on in order to apply for credit. These metrics are based on the practical abilities of the farmer to record such metrics, as well as risk assessment
indicators required by lenders.
2. Certified producers are significantly better at tracking financial metrics than noncertified producers.
3. Certified producers have better access to credit than noncertified producers.
4. Lenders prefer to lend to an SME than to individual smallholder farmers.
Understanding that certified producers do a better job recording metrics than noncertified producers shows that certification and technical assistance have an important role to play in certified producers’ access to finance. Access to credit, combined with better market linkages and improved financial, agronomic, organizational and professional skills, helps certified producers improve and sustain their livelihoods over the long-term.


Farmers & production


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