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Study of Value Chain Finance for Coffee and Cocoa in Cameroon

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TitleStudy of Value Chain Finance for Coffee and Cocoa in Cameroon
Publication TypeReport
Year of Publication2010
AuthorsCoulter, Jonathan, and Abena Pierre Etoa
Date Published2010///
Publication Languageeng
Keywordsaccess to finance, banks, Cameroon, Cocoa, coffee, farmer organization, farmers & production, microcredit

UNCTAD commissioned this study under the All ACP Agricultural Commodities Programme (AAACP), in order to identify ways of improving value chain finance in Cameroon’s coffee and cocoa sub-sectors, and to formulate proposals for a business finance model with special focus on smallholders. The authors reviewed the value chains for each commodity, and then examined cross-cutting topics, namely financing arrangements, producer organizations (POs), microfinance institutions (MFIs) and collateral management. As currently organized, coffee and cocoa value chains insufficiently reward farmers for the production of good quality product and fail to play their full role in enhancing productivity, which is currently far below potential. The lack of regional and community nurseries is an important problem, but even more constraining is producers’ lack of financial wherewithal with which to invest in inputs, labour, replanting and fixed assets for production, and often causing them sell prematurely. They can do much to tackle these problems by organizing high performing POs, to source inputs and bulk outputs for the market, at the same time linking their operations closely with MFIs and banks. In this way strong POs can be an anchor for financial service provision.


Farmers & production


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